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The procedure is as follows.

1. Please place an order with loan as a payment method and get a quote. Please check here to learn how to order.
2. Accept the "Consent to the Use and Registration of Credit Information Agency" and apply by phone, FAX, or email. At the same time, please select a credit company from below. The installment, monthly payment, and the verification method vary depending on the credit company.

   Credit Company (links in Japanese only)	Cedyna	JACCS
   Installments	3 installments-	3 installments-
   Monthly Payment	3,000 yen-	3,000 yen-
   Verify Identity on Mobile Phone	○	○

   "Consent to the Use and Registration of Credit Information Agency"

   1. The contractor (or applicant) and the joint guarantor (or joint guarantor to be) shall be consent to the use of the following personal credit information that the credit information agency may have in order to investigate and judge the solvency of the contractor and the joint guarantor regarding this contract (including this application): name, date of birth, address, telephone number, work place, contract date/type, product name/price, installments, balance, monthly expense, etc. The credit company will contact the credit information agency and affiliated institutes to obtain and use the information above.
   2. The personal credit information based on the objective transaction facts of the contractor and the joint guarantor regarding this contract will be kept by the credit information agency to which the credit company is a member for the period below. The contractor and the joint guarantor are consent to the use of their personal credit information to investigate and judge the solvency of the contractor and the joint guarantor by by the members of the credit information agency to which the credit company is a member for.

   Name	CIC	CCB
   Address	160-0022 5-15-5 Shinjuku, Shinjuku-ku, Tokyo Shinjuku Sanko-cho Bldg.	102-0072 4-5-11 Iidabashi, Chiyoda-ku, Tokyo Pearl Iidabashi Bldg.
   Telephone No.	Toll Free 0120-810-414	Toll Free 0120-440-029

   Credit Information	Credit Information kept for the time period;
   The fact that the contractor and the joint guarantor applied for this contract	of not exceeding 6 months from the date when the credit company used the credit information agency.
   Objective transaction facts regarding this agreement	of the contract and the time period not exceeding 5 years after the contract ends.
   The fact that debt payment was overdue	of not exceeding 5 years from the date the overdue payment occurred.

3. Sound House will send you the following by mail.
   Application form of the credit company you choose
   Quotation
   Envelope
4. If you wish, we will send you the application form by FAX at the same time. Fill out the form and immediately send it back to Sound House by FAX as the procedure 5. below to request the credit company to review the application in advance and you can process the contract speedily.
5. Fill in the name, address, occupation, bank account information, and preferred number of installments, stamp next to the contractor's name and in other stamp sections (including the guarantor's), and in the section for your registered stamp for the bank/post office, and send the set of required document to Sound House by mail.
6. As soon as we receive the application form, we will ask the credit company to review it. If you have sent the application form by FAX, this process has already been done.
7. We will receive the result after the credit company directly contacted you and confirm the application details. If the credit company cannot contact you, the approval number will not be issued. If you do not hear from the credit card company within 3-4 days after applying, please contact us once. Please contact us in case the credit company doesn't call you within 3-4 days after the application.
8. When we receive the original application form, the approval number, and initial payment if necessary, we will ship out your order if it's in stock.
9. Please note that if you cancel your order after your loan application is approved, you will be charged a cancellation fee regardless of the shipping status.

The installment fees are as follows.

Cedyna

JACCS

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